613-983-9834
Lindsay & Kawartha Lakes Bad Credit Car Loan Specialists

Car Loans Lindsay
All Credit Approved

Ready Ride provides car loans to Lindsay residents in every credit situation — bad credit, no credit, bankruptcy, or consumer proposal. Apply online in 3 minutes and get a same-day decision.

✓ No impact on credit score  ·  ✓ 3-minute application  ·  ✓ Same-day decision

All Credit Approved
No Minimum Credit Score
Bankruptcy Accepted
Consumer Proposal OK
Same-Day Decision
OMVIC Registered

Car Loans in Lindsay, Ontario — Bad Credit Welcome

Lindsay is the urban centre of the City of Kawartha Lakes, a beautiful region of lakes, rivers, and cottage country. Ready Ride provides car loans to Lindsay and Kawartha Lakes residents in all credit situations. Whether you're a seasonal worker, a retiree on a fixed income, or someone dealing with past financial challenges, our financing team works with lenders who specialize in second-chance auto loans across Central Ontario.

Our Instant Approvals Program connects Lindsay residents with a network of lenders who specialize in subprime and second-chance auto loans. Unlike traditional banks and dealerships that rely solely on your credit score, our lenders evaluate your full financial picture — including your income, employment stability, and ability to make monthly payments.

The entire application and approval process is available online, so Lindsay residents can apply from home without visiting our Gloucester dealership. Once approved, we coordinate the paperwork and vehicle delivery details with you directly.

Who We Approve in Lindsay

Bad or poor credit (any score)
No credit history
Past bankruptcy (discharged)
Active consumer proposal
Collections or judgments
Recent late payments
First-time buyers
Newcomers to Canada
Self-employed income
Social assistance recipients

How to Get a Car Loan from Lindsay

1
Apply Online in 3 Minutes
Complete our simple online application from anywhere in Lindsay. No impact on your credit score.
2
Get Your Same-Day Decision
Our financing team reviews your application and matches you with the best available lender — usually within hours.
3
Drive Away
Once approved, we coordinate the paperwork and you pick up your vehicle from our Gloucester dealership or arrange delivery.

Also Serving Near Lindsay

Fenelon FallsBobcaygeonOmemeeCoboconkKinmountHaliburton

Get Approved Today

3-minute application. No impact on your credit score. Serving Lindsay and all of Ontario.

Why Ready Ride?

  • 98% approval rate
  • No minimum credit score
  • Same-day decisions
  • OMVIC registered dealership
  • Transparent, no-pressure process
  • Serving all of Ontario
1740 Queensdale Avenue
Gloucester, Ontario K1T 1J6
Mon–Fri: 10am–6pm · Sat: 10am–4pm
98%
Approval Rate
500+
Ontario Families Helped
3 Min
Application Time
24 Hrs
Avg. Drive-Away Time
4.9 · 332 Google Reviews

What Ontario Customers Say

"I went to Ready Ride with low hopes on getting a vehicle, let's face it my credit is not the best and my dream vehicle felt far out of reach. I assumed I was just dreaming and stuck in a daze when I w..."

Karri CJ Pfeffer
Ottawa, ON · 2 months ago
2023 Kia Soul

"What a fantastic experience with Ready Ride! I thought getting a vehicle for my family would be impossible but with Hussein's magic I was able to get a 7 seater SUV! I love my Kia Sorento and I cannot..."

Kristen Levere
Ottawa, ON · 1 month ago
Kia Sorento

"I had a great experience purchasing my Subaru Crosstrek from Hussein at Ready Ride. He was able to help me to downsize my vehicle and keep all the features that I loved about my Hyundai Tucson, even g..."

Frances Donley
Ottawa, ON · 1 month ago
Subaru Crosstrek

"Finding ReadyRide Car Dealership isn't just about buying a car; it's about embarking on an experience defined by genuine professionalism, unwavering transparency, and truly exceptional customer servic..."

Shae Slauko
Ottawa, ON · 5 months ago

Car Loans Lindsay — FAQ

Common questions about getting a car loan in Lindsay, Ontario.

Get Your Car Loan in Lindsay Today

Don't let bad credit keep you off the road. Apply now and get a same-day decision from Ready Ride — Ontario's bad credit car loan specialists.

✓ No obligation  ·  ✓ No impact on credit score  ·  ✓ Same-day response