Bad Credit Car Loans
Across Ontario
Ready Ride is Ontario's trusted dealership for bad credit auto financing. Whether you have poor credit, no credit, a past bankruptcy, or a consumer proposal — we get you approved and behind the wheel today. Serving all of Ontario.
✓ No impact on your credit score · ✓ 3-minute application · ✓ Same-day approval
Why Ontario Drivers Choose Ready Ride
We make getting approved for an auto loan in Ontario simple, fast, and stress-free — no matter your credit situation or financial history. We serve customers province-wide.
Same-Day Approval
Our streamlined online application takes just 3 minutes. Most applicants receive a same-day decision — no waiting days or weeks.
Guaranteed Approval
Everyone gets approved regardless of credit history. Bad credit, no credit, bankruptcy, consumer proposal — we say yes.
Rates Starting at 0%
We work with multiple lenders to find your most competitive rate. Low monthly payments tailored to your budget.
Newcomers Program
Dedicated financing program for newcomers to Canada with no Canadian credit history. Start building credit today.
We Approve Every Credit Situation Across Ontario
Most car dealerships turn away customers with bad credit. Ready Ride was built specifically for those situations. Our Instant Approvals Program means your credit score is never a barrier to getting behind the wheel of a quality vehicle — no matter where you are in Ontario.
We work with a network of lenders who specialize in subprime and second-chance auto financing across Ontario. Whether you're rebuilding after bankruptcy, currently in a consumer proposal, or simply have no credit history yet — we have a financing solution for you.
Our Approval Rate Speaks for Itself
Ready Ride has been serving Ontario drivers with honest, transparent auto financing since day one. We are proud to be OMVIC registered and fully compliant with Ontario consumer protection standards.
Get Approved in 3 Simple Steps
Our process is designed to be as fast and painless as possible. Most customers drive away the same day or next day — regardless of where in Ontario they are.
Apply Online in 3 Minutes
Fill out our simple, secure application from the comfort of your home. No paperwork, no in-person visit required to get started.
Get Approved Today
Our financing team reviews your application and matches you with the best lender for your situation. Most approvals come through the same day.
Drive Away in Your Vehicle
Choose from our quality inventory of pre-owned sedans, SUVs, trucks, and vans. Drive away in as little as 24 hours.
Recently Added Vehicles
Quality pre-owned vehicles available for financing regardless of your credit situation. New inventory added weekly.
Just In
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Real Ontario Customers, Real Results
Don't take our word for it — here's what real customers across Ontario are saying about Ready Ride on Google.
"I went to Ready Ride with low hopes on getting a vehicle, let's face it my credit is not the best and my dream vehicle felt far out of reach. I assumed I was just dreaming and stuck in a daze when I was approved and needed a quick pinch to realise it was true! I was paired with Moe and he was so excited to work on my account. He found me the exact car I was dreaming of (Kia Soul Surf Blue) and got me into a 2023! My time with Moe & Ready Ride was smooth and when I had any questions or concerns Moe was just one quick call or text away. My car is home now, she's beautiful and affordable due to Moe pushing the banks to get me into my dream car at a price I could put into my monthly budget."
"What a fantastic experience with Ready Ride! I thought getting a vehicle for my family would be impossible but with Hussein's magic I was able to get a 7 seater SUV! I love my Kia Sorento and I cannot thank Hussein enough for all of his help."
"I had a great experience purchasing my Subaru Crosstrek from Hussein at Ready Ride. He was able to help me to downsize my vehicle and keep all the features that I loved about my Hyundai Tucson, even got a great coloured car! The whole experience was great."
Ontario's Trusted Bad Credit Car Dealership
Ready Ride is a fully licensed, OMVIC-registered used car dealership located in Gloucester, Ontario. We have built our reputation on one simple principle: everyone deserves access to reliable transportation, regardless of their credit history or where they live in Ontario.
We serve customers across all of Ontario — from Ottawa and Kingston to Barrie, London, Windsor, Sudbury, Thunder Bay, and everywhere in between. Our team of experienced financing specialists works with a wide network of lenders to secure approvals that other dealerships simply can't.
Ready to Get Behind the Wheel?
Join hundreds of Ontario drivers who got approved through Ready Ride — even with bad credit, bankruptcy, or no credit history. We serve all of Ontario.
Our 3-minute application has no impact on your credit score and comes with no obligation.
✓ No obligation · ✓ No impact on credit score · ✓ Same-day response · ✓ OMVIC Registered