Ready Ride provides car loans to Kingston residents in every credit situation — bad credit, no credit, bankruptcy, or consumer proposal. Apply online in 3 minutes and get a same-day decision.
✓ No impact on credit score · ✓ 3-minute application · ✓ Same-day decision
Kingston is one of Ontario's most historic cities, home to Queen's University, Royal Military College, and a thriving waterfront community. Ready Ride provides bad credit car loans to Kingston residents in every credit situation — whether you're a student, a military family member, a healthcare worker at Kingston General Hospital, or a long-time local dealing with a difficult credit history. We've helped hundreds of Eastern Ontario drivers get approved and back on the road.
Our Instant Approvals Program connects Kingston residents with a network of lenders who specialize in subprime and second-chance auto loans. Unlike traditional banks and dealerships that rely solely on your credit score, our lenders evaluate your full financial picture — including your income, employment stability, and ability to make monthly payments.
The entire application and approval process is available online, so Kingston residents can apply from home without visiting our Gloucester dealership. Once approved, we coordinate the paperwork and vehicle delivery details with you directly.
3-minute application. No impact on your credit score. Serving Kingston and all of Ontario.
"I went to Ready Ride with low hopes on getting a vehicle, let's face it my credit is not the best and my dream vehicle felt far out of reach. I assumed I was just dreaming and stuck in a daze when I w..."
"What a fantastic experience with Ready Ride! I thought getting a vehicle for my family would be impossible but with Hussein's magic I was able to get a 7 seater SUV! I love my Kia Sorento and I cannot..."
"I had a great experience purchasing my Subaru Crosstrek from Hussein at Ready Ride. He was able to help me to downsize my vehicle and keep all the features that I loved about my Hyundai Tucson, even g..."
"Finding ReadyRide Car Dealership isn't just about buying a car; it's about embarking on an experience defined by genuine professionalism, unwavering transparency, and truly exceptional customer servic..."
Common questions about getting a car loan in Kingston, Ontario.