Ready Ride provides car loans to Hamilton residents in every credit situation — bad credit, no credit, bankruptcy, or consumer proposal. Apply online in 3 minutes and get a same-day decision.
✓ No impact on credit score · ✓ 3-minute application · ✓ Same-day decision
Ready Ride provides car loans to Hamilton, Ontario residents in every credit situation. Whether you have poor credit, no credit history, a past bankruptcy, or an active consumer proposal, our financing team works with a broad network of lenders to get you approved. Hamilton's Steel City spirit means getting things done — and getting you approved for a car loan is exactly what we do.
Our Instant Approvals Program connects Hamilton residents with a network of lenders who specialize in subprime and second-chance auto loans. Unlike traditional banks and dealerships that rely solely on your credit score, our lenders evaluate your full financial picture — including your income, employment stability, and ability to make monthly payments.
The entire application and approval process is available online, so Hamilton residents can apply from home without visiting our Gloucester dealership. Once approved, we coordinate the paperwork and vehicle delivery details with you directly.
3-minute application. No impact on your credit score. Serving Hamilton and all of Ontario.
"I went to Ready Ride with low hopes on getting a vehicle, let's face it my credit is not the best and my dream vehicle felt far out of reach. I assumed I was just dreaming and stuck in a daze when I w..."
"What a fantastic experience with Ready Ride! I thought getting a vehicle for my family would be impossible but with Hussein's magic I was able to get a 7 seater SUV! I love my Kia Sorento and I cannot..."
"I had a great experience purchasing my Subaru Crosstrek from Hussein at Ready Ride. He was able to help me to downsize my vehicle and keep all the features that I loved about my Hyundai Tucson, even g..."
"Finding ReadyRide Car Dealership isn't just about buying a car; it's about embarking on an experience defined by genuine professionalism, unwavering transparency, and truly exceptional customer servic..."
Common questions about getting a car loan in Hamilton, Ontario.